Back in 2012, I signup for Personal Financial Planner class, held by the famous @mrshananto company.
Being breadwinner to raise two kids is some-what tough 🙂 manageable tho!
They sent us spread sheet from excel,we listed down our portfolio and they told us how to reach your financial goal, including Hukum Waris and Zakat.
I took the Syariah Version back in that time, the class was also held during Ramadhan. In that class, I decided to cancel my dream to visit Japan on next summer…because I have short-term financial goal to fulfill.
Anyway, long story short, if your read this blog now and then, you know what happen to the postponed Japan Trip.
I reviewed my portfolio on quarterly basis, how far did I go, have I reached them, etc, then semi annually for the next three years I guess, then it became annually when I wanted to count my Zakat Mal, dsb.
later on, I found, I’m half closer to my financial goal :D. I wrote it here.
Anyway, after reading some (financial) literature, considering this and that, if you’re curious, I stopped buying Mutual Fund, I invest directly to Stock and Bond now (So Far, is ORI 15 and Saving Bond Retail 004) . Why you better buy Government Bond, is another story tho’ .
I started to invest in property as well, actually I did give a hint about this in previous posts.
But the bad thing is, now that I’m so relaxed about investing. I checked my portfolio last month, see how far it goes and I was surprised that it didn’t grow a bit (except for the capital gain).
I wonder where does my money go?
then I remember it all went here….
YYYAAA GIMANA MAU NAMBAH ASSETNYA TIAP DAPAT REJEKI LEBIH KEPAKE BUAT BELI TIKET DAN HOTEL!
but anyway, how often you think we should travel? in your opinion? I regret none of those trips above.